Comprehensive Analysis of Malaysia's Visa Policy for 2025

Overall, Malaysia's policy for residents of Mainland China, Hong Kong, Macau, and Taiwan in 2025 shows two major trends:

1. Comprehensive Relaxation of Short-Term Visa-Free Access
- Holders of Mainland China passports: After the implementation of the mutual visa exemption agreement between China and Malaysia, they can enjoy visa-free entry for tourism, family visits, short-term business activities, etc., with each entry allowing a stay of approximately 30 days, and plans to gradually extend this to a single stay of 90 days in subsequent arrangements, with a cumulative stay not exceeding 90 days within any rolling 180-day period.
- Hong Kong Special Administrative Region passport holders: Can stay visa-free for up to 90 days, which is a significant advantage for Hong Kong residents traveling to Malaysia.
- Macau Special Administrative Region passport holders and Taiwan region passport holders: Both can stay visa-free for up to 30 days.
- The common restrictions for the above visa-free access are: Limited to short-term non-profit visits, no work allowed, and no extension of stay locally.

2. Diversification of Long-Term Visa Types
For long-term needs beyond tourism, Malaysia currently has several main categories of long-term residence pathways:
- Student Visa Student Pass: For those studying in Malaysia, matching the course duration, and can be renewed multiple times.
- Work Visa Employment Pass EP and Professional Visit Pass PVP: For those employed by local Malaysian companies or providing short-term professional services.
- Investment Visas: Including the newly introduced Investor Pass, as well as the Premium Visa Program PVIP for high-net-worth individuals.
- Malaysia My Second Home MM2H: For those wishing to live long-term, retire, or have a second home in Malaysia, obtained through certain financial and property thresholds for long-term residence eligibility.

3. Differences Between Mainland China, Hong Kong, Macau, and Taiwan
- Short-term level: All enjoy visa-free convenience, but with different stay durations; Mainland China has a structure of "30 days initially, with attention to a cumulative 90 days within 180 days", Hong Kong has 90 days, Macau and Taiwan have 30 days.
- Long-term level: Categories such as student, work, investment, and MM2H generally do not differentiate by nationality or region; applicants from Mainland China, Hong Kong, Macau, and Taiwan are subject to the same financial, educational, position, and other standards.

From a usage perspective, it can be simply understood as: For short-term travel or business trips, prioritize visa-free entry; For studying, working, or long-term retirement, you must choose the corresponding long-term visa or residence program.

From the perspectives of purpose and duration of stay, Malaysian visas can be divided into several major categories:

1. Short-term Visit Category (generally not exceeding 30 to 90 days)
- Tourism, Sightseeing, Visiting Relatives
- The typical form is entering visa-free and obtaining a Social Visit Pass.
- Mainly for non-profit activities such as pure tourism, visiting relatives, short-term visits to friends, and cultural experiences.
- Short-term Business Visits
- Such as attending meetings, business inspections, signing contracts, exhibitions, etc. In practice, entry is still through visa-free with a Social Visit Pass.
- Must not receive local wages or engage in substantive labor.

2. Medium to Long-term Stay Category (from several months to several years)
- Student Visa, Student Pass
- For academic education and training purposes, linked to the course duration, can be renewed multiple times until graduation.
- Work Visa, Employment Pass EP, Professional Visit Pass PVP, etc.
- For the purpose of being employed in Malaysia or providing professional services, linked to the employment contract duration, can be divided into multiple categories based on job level and salary.

3. Long-term Residence, Relocation Category
- Investor Pass
- Provides a one-year residence qualification for investors and entrepreneurs with approval in as fast as 5 working days, emphasizing actual investment behavior and business plans.
- Premium Visa Program PVIP
- A "golden visa" for ultra-high-net-worth individuals, offering long-term residence of up to 20 years, requiring high income, fixed deposits, and a one-time application fee.
- Malaysia My Second Home MM2H
- More focused on "living, settling, retirement" attributes, adopting a tiered model with different requirements for fixed deposit amounts and property investments, with residence periods ranging from 5 to 20 years.

Simple memory:
- Want to "play or do business short-term" = use visa-free short-term visit.
- Want to "study or work" = Student Pass, Employment Pass.
- Want to "retire, allocate assets, second home" = MM2H, investment category, PVIP.

It can be understood from two dimensions: short-term visits and long-term residence.

1. Differences at the short-term visit level
- Mainland China passport
- Benefits from the mutual visa exemption arrangement between China and Malaysia, used for tourism, visiting friends, short-term business, etc.
- The initial single stay is 30 days, subject to the restriction of "no more than 90 days cumulative stay per 180 days."
- Hong Kong Special Administrative Region passport
- The visa-free stay period is up to 90 days, one of the most lenient short-term treatments among the four types of identities.
- Macau Special Administrative Region passport
- The visa-free stay period is 30 days and cannot be extended locally.
- Taiwan region passport
- The visa-free stay period is 30 days, similar to Macau, and also cannot be extended locally.

2. Similarities at the long-term residence level
- For long-term categories such as student visas, work visas, investment visas, MM2H, PVIP, the conditions for applicants from Mainland China, Hong Kong, Macau, and Taiwan are basically the same:
- All require consideration of academic qualifications and admission institutions for student types.
- All require consideration of job type and salary level for work types.
- All require consideration of asset size, investment plan, fixed deposit amount, real estate investment amount for investment, MM2H, and PVIP types.
- The focus of the approval process is on "compliance of fund sources, authenticity of studies and employment, and implementation of project investments," rather than whether the applicant is from the mainland or Hong Kong, Macau, or Taiwan.

3. Minor differences in practical operations
- In the past, Mainland Chinese residents often applied for long-term visas by first obtaining a single-entry visa through the embassy or consulate in China before landing; now, with the visa exemption in effect, in some scenarios, they can directly enter visa-free with an approval letter and then exchange it for a long-term permit, which is more flexible but also requires confirming the latest procedures in advance.
- Residents of Hong Kong, Macau, and Taiwan can also mostly enter visa-free directly, and then proceed to apply for student permits, work permits, or MM2H registration as planned, but it is similarly recommended to coordinate the procedures with the institution, employer, or agent in advance.

For Chinese mainland tourists in 2025, Malaysia's tourism and short-term stay policy can be summarized in four words: visa-free benefits.

1. Scope of Visa-Free Application
- Applicable to: Citizens holding ordinary passports from mainland China.
- Applicable purposes: Tourism, sightseeing, visiting relatives or friends, short-term business meetings, and other non-profit activities.
- Applicable regions: All normally open cities and areas in Malaysia, including popular tourist destinations like Kuala Lumpur, Penang, Langkawi, and Sabah.

2. Stay Duration and Cumulative Limits
- A single entry typically grants a social visit pass for about 30 days.
- Under subsequent bilateral arrangements, the single stay is planned to be extended to 90 days, but regardless of the specific number of days, the hard limit of "no more than 90 days of cumulative stay within any 180-day period" must be adhered to.
- In other words: You can stay in Malaysia for up to 90 days within six months, and even if you exit and re-enter, the cumulative days are still counted.

3. Pre-Entry Preparation and Entry Requirements
- Passport validity: Your passport must have at least 6 months of validity remaining at the time of entry, which is a basic requirement for all visa categories.
- Return or onward ticket: It is advisable to have a return or onward ticket or proof of subsequent travel arrangements ready for immigration officers to verify your departure plans.
- Proof of funds: Although not mandatory, it is recommended to have sufficient travel funds in your card or cash to handle random checks.
- Hotel or accommodation booking: Print or show the booking confirmation on your phone to prove you have clear accommodation arrangements.
- Electronic Arrival Card MDAC: You need to fill out the Malaysia Digital Arrival Card online within 3 days before arrival, entering personal information, passport number, flight details, and accommodation address.

4. Boundaries and Red Lines of Visa-Free Policy
- The visa-free policy only addresses whether a visa is required in advance; it does not resolve issues like whether you can work or reside long-term.
- Those entering under visa-free conditions:
- Cannot receive wages or engage in any paid work in Malaysia.
- Cannot illegally work or overstay after entering as a tourist.
- Cannot directly convert their visa-free status into a work permit or student permit while in the country; usually, they must follow the prescribed procedures.

Overall, if mainland tourists are just going to Malaysia for a week or two, the visa-free policy is sufficient; if there is a need to "repeatedly visit Malaysia multiple times within six months," extra attention should be paid to the limit of no more than 90 days of cumulative stay within 180 days to avoid being suspected of intending to immigrate or work illegally.

Some details that are easily overlooked at the operational level are worth noting in advance:

1. MDAC digital arrival card must be filled out in advance
- Many travelers only focus on the visa-free aspect but overlook the requirement to fill out the MDAC online within 3 days before arrival.
- It is recommended to complete the form before departure and save a screenshot in case of poor airport internet preventing on-site operation.

2. Flight tickets and itinerary should appear reasonable
- It's best to prepare round-trip or onward travel itineraries to avoid situations like "only purchasing a one-way ticket with no clear departure plan," which increases the risk of questioning or even denial of entry.
- Accommodation arrangements should ideally cover the entire stay period; if changing cities midway, prepare corresponding booking confirmations.

3. Plan the cumulative stay days within six months reasonably
- If you are a "deep enthusiast" planning frequent stays in Malaysia, it's advisable to keep a simple record:
- For example, use a table to clearly note each entry and exit date to avoid unintentionally exceeding the 90-day stay limit within 180 days.

4. Issues with transitioning to long-term plans
- Some people start with just tourism but, after multiple visits, find the lifestyle appealing and consider long-term study or investment ideas.
- It is recommended that once there is a clear plan for "long-term residence," promptly look into long-term options such as student visas, work visas, or MM2H, rather than relying continuously on visa-free entries and exits, to avoid being seen as "de facto long-term residence."

In summary: Visa-free makes it easy to come, but if you want to stay long-term, you still need to go through the proper channels for long-term visas.

Residents from Hong Kong, Macau, and Taiwan all enjoy visa-free treatment, but there are slight differences in the length of stay and details:

1. Hong Kong Special Administrative Region Passport
- Visa-free stay: Up to 90 days.
- Permitted purposes: Tourism, visiting relatives, business meetings, and other short-term non-profit activities.
- Features: In terms of short-term stay convenience, the Hong Kong passport is highly advantageous in the Asian region, even covering extended trips like in-depth travel or longer business investigations for over a month.

2. Macau Special Administrative Region Passport
- Visa-free stay: Up to 30 days.
- Practical implications: Suitable for short-term tourism or one to two weeks of business investigation; if planning to stay longer, special arrangements such as exiting and re-entering the country or switching to long-term visa categories are necessary.

3. Taiwan Region Passport
- Visa-free stay: Up to 30 days, and it cannot be extended locally.
- Multiple entries: Multiple visa-free entries are allowed, but each stay must not exceed 30 days, and it's advisable to avoid overly frequent stays within six months to prevent suspicion from immigration officers.

4. Common Points to Note
- Residents from all three regions are not allowed to engage in paid work during the visa-free stay.
- Before entry, it is still necessary to fill out the MDAC digital arrival card and prepare round-trip flight tickets and accommodation bookings.
- For long-term plans such as studying, working, investing, or residing, it is essential to apply through student visas, work permits, or long-term programs like MM2H, rather than relying on frequent use of visa-free stays.

Currently, most tourists from China, Hong Kong, Macau, and Taiwan traveling to Malaysia in practice enter directly with visa-free access and receive a social visit pass issued at the port of entry, rather than applying for a paper tourist visa in advance:

1. Traditional Form of Short-Term Tourist Visa
- In the past, tourists from countries requiring visas typically applied for single or multiple-entry tourist visas through embassies/consulates or the eVisa system.
- Required documents include: a passport valid for at least 6 months, photos, round-trip flight itinerary, accommodation proof, financial proof, travel itinerary, etc.
- Once the visa is approved, the holder can enter within its validity period, with each stay usually around 30 days.
- For mainland China, this process has now been replaced by "mutual visa exemption," so it's more of a backup option, mainly for citizens of other countries not yet enjoying visa-free access.

2. Social Visit Pass Issued at Port of Entry
- For those entering visa-free, such as travelers from mainland China, Hong Kong, Macau, and Taiwan, a short-term social visit pass is stamped in the passport or recorded electronically upon entry.
- This pass indicates the allowed duration of stay and restrictions, such as not being permitted to work in Malaysia.
- Generally, travelers from mainland China, Hong Kong, Macau, and Taiwan receive a stay of 30 days or even longer, with Hong Kong passport holders often getting 90 days.

3. Complementary Role of the Electronic Arrival Card MDAC
- MDAC is not equivalent to a visa; it's more like an electronic version of an arrival card. Filling it out allows the system to have your basic information and travel plans in advance, speeding up immigration checks.
- Failure to complete the MDAC as required may lead to longer processing times at the immigration counter, and in extreme cases, you might be asked to fill it out on the spot or even face issues with entry.

4. When Pre-Application of a Tourist Visa Is Still Needed
- If policies change in the future, temporarily suspending visa-free arrangements, then the eVisa or embassy visa process might need to be reactivated.
- For family members or friends of other nationalities not on the visa-free list, they still need to enter using a tourist visa.

For travelers from China, Hong Kong, Macau, and Taiwan, in daily practice, there is almost no need to separately apply for a tourist visa. The key is to prepare your passport, flight tickets, accommodation bookings, funds, and MDAC, and you can enjoy the combination of visa-free entry and a port-issued visit pass.

For investors preparing to visit Malaysia to explore the market or negotiate projects, the short-term business visit policy is crucial:

1. Most business exploration needs can be met without a visa
- Investors from Mainland China, Hong Kong, Macau, and Taiwan can enter Malaysia under the tourist visit visa-free status:
- Meet with local partners to discuss contracts.
- Conduct on-site inspections of office buildings, commercial projects, industrial parks, or storage facilities.
- Attend exhibitions, industry summits, or investment promotion seminars.
- These activities are theoretically considered "short-term business, non-profit" and do not require a separate business visa to complete.

2. When a formal business visa or multiple-entry visa is needed
- If you are from a country that still requires a visa, or if you need to enter Malaysia multiple times within a year with longer stays each time, you might consider applying for a multiple-entry business visa.
- For investors from Mainland China, Hong Kong, Macau, and Taiwan, the current visa-free policy already provides ample opportunities for frequent re-entry to Malaysia, thus reducing the necessity for traditional business visas.

3. Behavioral boundaries during business visits
- Permitted: Meetings, site visits, inspections, signing non-employment cooperation agreements.
- Not permitted: Being listed as an employee in a Malaysian company, receiving local salaries, or working long-term at factories or project sites.
- For roles with "blurred boundaries," such as long-term on-site consultants, special attention should be paid to whether they violate the scope of employment pass regulations.

4. Visa strategy before investment site selection
- For investors planning to set up a company or acquire assets in Malaysia, they can first make multiple visits under the visa-free policy for exploration. Once the project takes shape, consider based on actual needs:
- Whether long-term residency is needed to manage the company or for daily living, primarily through MM2H, PVIP, or Investor Pass.
- Whether personal employment in Malaysia is required, necessitating the company to apply for an Employment Pass (EP) for themselves or key management personnel.

Therefore, short-term business visits can be seen as a "paving stage," allowing you to enter the Malaysian market with low costs and high frequency, preparing for subsequent investments and layouts.

The student visa is a core tool for Malaysia to attract international students and applies to the following groups:

1. Applicable Groups
- Studying in Malaysia for:
- Language courses and foundation preparatory courses.
- Diploma, undergraduate, master's, doctoral, and other degree programs.
- Certain accredited vocational training or career education programs.
- Regardless of whether from Mainland China, Hong Kong, Macau, Taiwan, or other countries and regions, as long as enrolled in a compliant school in Malaysia, a Student Pass is required.

2. Validity and Renewal of the Student Pass
- Initial issuance is typically based on the course duration or stage, generally from 6 months to 1 year.
- It can be renewed annually based on actual study progress until graduation.
- The pass exists as a passport sticker or electronic card, allowing multiple entries and exits as long as it is valid.

3. Core Features of the Student Visa
- The purpose of residence is very clear: it is for study.
- In most cases, students are not allowed to engage in paid work during the semester; limited part-time work may be permitted during long holidays, around 20 hours per week, depending on current policies and school management regulations.
- The Student Pass does not automatically convert into work rights; if staying in Malaysia to work after graduation, an employer must apply for an Employment Pass (EP).

The Malaysia Employment Pass (EP) is the core document for foreigners to work legally in Malaysia, and it is broadly categorized into three types based on position and salary:

1. EP Category 1: Senior Management and High-Salary Professional Positions
- Applicable to: Company executives, senior professionals, core technical talents, etc.
- Salary requirement: Typically requires a monthly salary above RM 10,000, with specific thresholds subject to policy adjustments.
- Validity: Can be issued for up to 5 years at once.
- Dependent rights: Holders can apply for a Dependant Pass for spouses and minor children, allowing dependents to reside with them.

2. EP Category 2: Mid-Level Management and Professional Positions
- Applicable to: Mid-level managers, experienced professional and technical personnel, etc.
- Salary requirement: Generally requires a monthly salary above RM 5,000.
- Validity: Mostly 1 to 2 years, renewable.

3. EP Category 3: Skilled Positions and Some Short-Term Positions
- Applicable to: Technical workers or technicians in specific roles.
- Salary requirement: Typically requires a monthly salary above RM 3,000.
- Validity: Single issuance not exceeding 12 months, renewable up to two times, with a total duration not exceeding 3 years.

4. Professional Visit Pass (PVP)
- Applicable to individuals coming to Malaysia short-term to provide professional services without establishing long-term employment with a local company, such as short-term lecturing, technical installations, training, etc.
- Validity usually ranges from a few months to one year and is not suitable for long-term work and residence status.

The Investor Pass is a new 'one-year golden visa' introduced by Malaysia in 2025, with the core purpose of attracting global investors and entrepreneurs:

1. Basic Features of the Pass
- Validity: Up to 1 year, typically issued in one-year increments.
- Approval Speed: With complete documentation, approval can be obtained in as fast as about 5 working days, much quicker than traditional residence or work visas.
- Applicable Candidates:
- Overseas investors preparing to enter the Malaysian market for the first time.
- Existing investors who already have investments or cooperative projects in Malaysia.
- Investors currently negotiating major projects with the government or official agencies.

2. Funding and Threshold Characteristics
- There is no clearly defined 'minimum investment amount' set by the authorities; instead, emphasis is placed on the quality and feasibility of the project itself.
- The approval focus is on:
- Whether the applicant has sufficient funds and relevant experience.
- Whether the investment project can bring employment and tax revenue to the local area.

3. Suitable for Which Investors from China, Hong Kong, Macau, and Taiwan
- Business owners who have already established companies or have cooperative projects in Malaysia and wish to stay long-term for easier management of their operations.
- Investors involved in discussions about industrial park project investments or acquisitions, requiring frequent travel and close communication with local governments and businesses.

4. Advantages and Limitations of the One-Year Term
- Advantages:
- The application threshold focuses more on the 'project' rather than purely on the amount of funds, with efficient approval.
- Very friendly for investors who want to test the waters for a year before deciding whether to pursue long-term planning through MM2H or PVIP.
- Limitations:
- The pass itself is only for one year and is not a multi-year residence status.
- It generally does not automatically include eligibility for family members to accompany; family members need to make arrangements through other channels.

MM2H is one of the most concerned long-term residency programs for many families from China, Hong Kong, Macau, and Taiwan, and it has been upgraded to a hierarchical structure in recent years:

1. Overall Positioning
- Aimed at foreigners who wish to live long-term in Malaysia for retirement or as a second home.
- The core logic is: by holding a certain scale of liquid assets and property in Malaysia, one can obtain long-term, renewable residency rights.

2. Main Hierarchy Design
- Silver Tier
- Visa validity: Approximately 5 years, renewable for another 5 years.
- Asset requirements: Fixed deposit in a Malaysian bank of about USD 150,000 equivalent, and purchase of local property not less than RM 600,000.
- Gold Tier
- Visa validity: Up to 15 years.
- Asset requirements: Fixed deposit of about USD 500,000 equivalent, and purchase of property not less than RM 1,000,000.
- Platinum Tier
- Visa validity: Up to 20 years.
- Asset requirements: Fixed deposit of about USD 1,000,000 equivalent, and purchase of property not less than RM 2,000,000.

3. Age and Family Requirements
- Minimum age is generally 25 years or older, lowering the threshold compared to earlier versions to facilitate participation by more middle-aged and young families.
- Applicants can bring their spouse, unmarried children under 21, and a certain number of parents to apply for long-term residency together.

4. Characteristics in Employment and Living
- Traditionally, MM2H does not allow holders to engage in full-time employment in Malaysia, but permits managing overseas businesses or personal assets.
- For holders aged 50 and above, there is policy flexibility allowing limited part-time work, with weekly hour restrictions.
- Children can attend local or international schools in Malaysia.

In Malaysia, the general principle for converting between visa categories is relatively conservative:

1. Converting from short-term visit to long-term visa
- Generally, it is not common to directly convert from a tourist or visitor status to a student visa, work visa, or MM2H long-term pass within the country; most require completing certain steps abroad as per regulations.
- In practice, schools or employers may assist in initiating the application, and after approval, decisions are made based on policy regarding whether to receive the visa abroad or convert it after entry, but the key point is: do not expect to 'enter on a tourist visa and then casually change status locally'.

2. Converting from student visa to work visa
- For students graduating in Malaysia, if they are hired by a local company, the process generally deviates from the home country's visa application model, with the employer applying for a work pass through ESD.
- Some procedures may allow completion within the country, but essentially, this involves 'transitioning from student status to work status after the student status ends,' requiring careful handling.

3. Converting from work visa to MM2H or other long-term residence
- This type of conversion is logically feasible, but the typical practical approach is:
- Independently apply and get approved for long-term programs like MM2H or PVIP.
- After approval, decide based on personal plans whether to continue staying in Malaysia on a work visa or exit the work status to maintain long-term residence under MM2H.

4. The safest approach
- When deciding to 'change life purposes,' prioritize understanding the complete application path for the target status and complete the transition before the current visa expires.
- Avoid creating a gap where 'the old visa has expired and the new visa has not been approved,' to prevent being considered as illegally residing.

If you are an investor focused on real estate and asset allocation, Malaysia's visa policy can provide reference from several aspects:

1. Short-term inspection phase
- Leverage the visa-free policy to significantly lower the threshold for initial property viewing and city inspection:
- You can make multiple on-site visits to different cities and projects, such as Kuala Lumpur city apartments, Penang sea-view properties, and projects in Johor near Johor Bahru.
- Keep each trip within two to three weeks, which does not interfere with work and is sufficient to complete property viewings and signing contracts.

2. Medium to long-term holding and management phase
- If it's purely for investment and renting to local or international tenants, short-term visa-free entry plus business visits can meet the need for 'flying over to handle affairs'.
- If you wish to be more deeply involved in management, such as operating your own homestay, short-term rentals, or integrated operation platforms, then consider longer-term residency statuses, like MM2H or investor passes, to facilitate frequent entry and extended stays in the local area.

3. Investment oriented towards residence and children's education
- Many families purchase property in Malaysia with the real purpose of reserving options for future family residence and children's education over the next few years or decades.
- In this case, visa planning needs to be considered together with property location, school resources, urban development, and transportation facilities:
- Whether children will attend local international schools.
- Whether parents need long-term accompanying stays, thus considering MM2H or PVIP.

4. Flexibility in exit and global portfolio
- Malaysia's relatively open foreign exchange environment and low real estate holding costs make it a part of regional asset allocation.
- However, any real estate investment should be planned in conjunction with personal global visa, identity, and tax arrangements, rather than being decided in isolation.

You can design it using the framework of "Purpose First, Visa Matching, Asset Package, Risk Control":

1. Clarify the Core Purpose
- Is it purely for tourism or also for property inspection.
- Whether there are children's education needs.
- Whether planning to actually reside in Malaysia for several years or just manage assets remotely.

2. Match the Appropriate Visa Type
- For short-term travel and business inspections: Make full use of visa-free and short-term social visit passes.
- For studying: Prioritize planning the timeline for student passes, considering whether to work locally after graduation.
- For work: Focus on Employment Pass (EP), where employer selection and job design are crucial.
- For investment and retirement: Comprehensively evaluate the thresholds and benefits of the Investor Pass (PVIP) and MM2H, and proceed according to your capabilities.

3. Simultaneously Plan Property and Asset Allocation
- Based on the expected city of residence, schools, and medical resources, choose appropriate property types and price ranges.
- For families needing to meet MM2H conditions, plan the timing for fixed deposits and property purchases in advance to avoid secondary costs from "buying an ineligible property first and having to buy again later."

4. Emphasize Tax and Compliance Risk Management
- Any long-term residence or asset layout will inevitably be linked to changes in tax residency status.
- It is recommended to consult a cross-border tax advisor before finalizing the visa plan to clarify tax arrangements between China or Hong Kong, Macau, Taiwan and Malaysia, as well as the impact of information exchange under the CRS framework.

5. Dynamically Track Policy Changes
- Malaysia has made significant adjustments to MM2H investment visas and visa-free policies in recent years, and there may be further fine-tuning in the future.
- Stay informed about official information and interpretations from mainstream professional institutions to avoid making decisions based on outdated information.

In summary: First, think clearly about "where life and assets are headed," then use visa, property, and tax tools to achieve it, rather than being led by a single visa or a particular property development.