Please rate yourself on a scale of 0–5 (0=completely not applicable, 5=very applicable). The higher the total score, the more suitable Thailand is for long-term retirement.
【A Cash Flow Safety Margin】
- Can your retirement cash flow cover: daily living + medical + insurance + 1–2 months of vacancy/emergencies?
- Can you withstand the "perceived inflation" caused by exchange rate fluctuations?
【B Medical and Insurance Capability】
- Are you willing to spend time researching and configuring "renewability, chronic disease exclusions, hospitalization coverage, and co-payment ratios"?
- Can you accept the long-term costs of private healthcare (especially for chronic diseases and hospitalization)?
【C Compliance and Administrative Tolerance】
- Can you consistently complete: visa renewals/reporting/document updates/address changes, etc., over the long term?
- Are you willing to quickly adjust to new rules when procedures change?
【D Climate and Environmental Adaptation】
- Can you adapt to the hot season and humidity?
- Are you highly sensitive to factors such as air quality, traffic, and noise?
【E Lifestyle Match】
- Do you prioritize "urban convenience + medical access" or "slow pace + nature priority"?
- Do you need expat communities, Chinese service chains, or international living amenities?
Suggested thresholds (for reference only):
- Above 20 points: High suitability for long-term retirement (key is to secure visa and insurance)
- 14–19 points: Moderate suitability (more advisable to rent and try it out first)
- Below 13 points: Not recommended to make long-term decisions directly (more like short-term stays/migratory living)