2025 Latest Deposit Interest Rates Summary and Discussion (Part 2)
Covers the overview of current and fixed deposit interest rates (in local currencies) for Malaysia, the Philippines, Indonesia, and Cambodia (from early 2025 to present), and systematically analyzes the impact and outlook on real estate, rent, and study abroad costs in the context of macro policies, inflation, and exchange rates.

What is the research scope, timeframe, and methodology of this report?
• Timeframe: Early 2025 to present (based on information up to November 2025).
• Interest Rate Methodology: Focus on local currency denominated demand/savings deposit rates and term deposit rates (primarily 12-month) at listed or mainstream average levels, prioritizing publicly available information from central banks and leading commercial banks for retail deposits.
• Analysis Dimensions: Macro policies (monetary policy, inflation, exchange rates), real estate (prices/transactions/inventory), rents (yields and differentiation), study abroad costs (impact of inflation and exchange rates on living expenses/tuition fees).
