International Insights, Global Perspective

Outlining the main long-term residency pathways for retirement in Thailand in 2025: Non-Immigrant O Retirement Visa, O-A One-Year Retirement Visa, O-X Long-Term Retirement Visa, LTR Wealthy Pensioner Long-Term Resident Visa, and Thailand Elite Visa.

The Thai government has driven a significant rebound in residential transactions and loans in Q3 2025 by reducing transfer and mortgage registration fees to 0.01%, relaxing LTV, and maintaining relatively low interest rates. However, looking at the cumulative data for the first three quarters, the overall market remains in a 'cautious recovery,' with slower recovery particularly in segments with high proportions of condominiums and investors. Meanwhile, the structure of foreign buyers is rapidly reshaping: Chinese buyers are continuously exiting, while buyers from regions like Taiwan and Myanmar are filling the gap, with Bangkok, Pattaya, and Chiang Mai playing different roles in this cycle.